Money lender

The IMF is increasingly picky about its financing

Sep 18, 2021 MALL AFRICANS still hold a grudge against the IMF which dates back to the 1990s when he first became known for the bitter drug he administered. Before any bailout, the fund would insist that countries agree to painful structural adjustment programs that included cutting public spending and …

Read More »

Mortgage Rates Check Lower | September 16, 2021

Mortgage rates fell again today, with a 30-year fixed-rate mortgage averaging 3.214%, the lowest average rate since the first week of August. All categories of fixed rate loans also experienced lower rates, while interest rates for variable rate mortgages were mixed. Mortgage rates continue to approach record lows, giving qualified …

Read More »

Is Cash Refinancing a Good Idea for You?

To lower your LTV so you can refinance Increasing your equity in a cash refinance also lowers your loan-to-value ratio (LTV), thus increasing your flexibility to refinance in the future. You can think of LTV as the reverse of equity. If you have 20% equity in your home, your LTV …

Read More »

Improve cash management when you change banks

Most businesses are motivated to seek a new banking relationship only when they need a new or different loan structure to support their changing or growing business. At this point, the company’s treasury and finance officials may be particularly focused on securing financing, but it is also the right time …

Read More »