Save money and earn rewards

Select’s editorial team works independently to review financial products and write articles that our readers will find useful. We may receive a commission when you click on product links from our affiliate partners. You know the feeling when shopping online and you have added all the items to your cart …

Read More »

U.S. Retail Sales Surprise Higher on Strong Economic Recovery

Retail sales rise 0.7% in August Core retail sales increase 2.5%; July revised downwards Weekly jobless claims increase from 20,000 to 332,000 WASHINGTON, Sept.16 (Reuters) – Retail sales in the United States rose unexpectedly in August, likely boosted by back-to-school purchases and government child tax credit payments, which could temper …

Read More »

Mortgage Rates Check Lower | September 16, 2021

Mortgage rates fell again today, with a 30-year fixed-rate mortgage averaging 3.214%, the lowest average rate since the first week of August. All categories of fixed rate loans also experienced lower rates, while interest rates for variable rate mortgages were mixed. Mortgage rates continue to approach record lows, giving qualified …

Read More »

Is Cash Refinancing a Good Idea for You?

To lower your LTV so you can refinance Increasing your equity in a cash refinance also lowers your loan-to-value ratio (LTV), thus increasing your flexibility to refinance in the future. You can think of LTV as the reverse of equity. If you have 20% equity in your home, your LTV …

Read More »