Top 5 Online Payment Gateways in India


When it comes to fintech, we remember payment and banking systems and in this blog you will get a detailed explanation of Online Payment Gateway India 2021.

The circumstances in which we live have pushed us towards digitalization. We are now comfortable with digital payment, credit cards.

Now on to the main topic,

Top 5 Online Payment Gateways in India 2021,




4. Payment



Harshil Mathur has been CEO and co-founder of Razorpay since December 2014. Razorpay has grown into one of the leading payment gateways in India.

This online payment gateway accepts payments from customers and automates payments to suppliers and employees. Debit cards, credit cards, online banking, UPI and wallets like JioMoney, Mobikwik are accessible in Razorpay. Big market player like Unacademy, UrbanClap, Zoomcar, Groofers, Bookmyshow uses the Razorpay payment gateway. Razorpay is one of the most popular payment gateways in India, where it provides end-to-end transaction security. you can manage your businesses in Razorpay and also automate your business.

Razorpay also offers you a Razorpay Router API, where you can integrate with Magento 2, and help you manage money flows and distribute payments between partners or individuals.

This payment gateway has tools that will automate your business to accept online payments with a good customer experience. Some of the features of Razorpay are,

Instant activation,

Easy integration,

API driven,

More than 100 payment methods,

Simple pricing,

Best support in the industry,

Dashboard reporting,

And security

It has transaction fees of 2% to 3% depending on the payment method.

It offers over 100 payment options with UPI automatic payment system.

2. Instagram

Instamojo is one of the largest full-stack SME platforms. Instamojo is the easiest way to start your business online, where you will get working online stores, integrated payments, integrated marketing tools, and more. Instamojo support 15 lakh + indian independent businesses with online stores and online payment solutions.

Instamojo has an online setup, where you can create your own store, with a simple payment gateway attached to it. Instamojo also manages your CRM, analyzes and shipments.

You can start your journey with an Instamojo free plan and you can upgrade your plan later.

Instamojo has e-commerce mobile app functionality, convenience fee, Instamojo app store, team accounts, wire transfer, credit book.

It has no installation and maintenance cost. It takes 2% plus Rs 3 per transaction on domestic credit and debit cards, net banking, UPI and wallet as well. And it takes 3% plus Rs 3 per transaction for international cards.

3. Paypal:

Paypal is an international financial services company. It is also one of the most popular online payment gateways in India 2021. Freelancers are more flexible to get paid through PayPal in India.

Yes !! you can start using PayPal not only in India but all over the world.

If you want to know how to get started with PayPal, you can start by signing up with a PayPal account, then you can link your credit card / debit card and you can start transacting with PayPal.

Paypal has buyer protection, free return shipping. Paypal connects with over 360 million users worldwide. Udemy, MakeMyTrip, ALT Balaji, Gaana and so many companies are PayPal customers.

Paypal provides online security, fraud prevention, PCI compliance, phishing and live customer support, invoicing, and sales tracking. Paypal is secure with 128-bit SLL encryption, no annual maintenance fees, and no initial setup fees. The PayPal app is available both in ios and SDK for Android too. It offers easy integration with websites and several payment methods. QR code. It is a secure and fast payment gateway.

It has 2% plus GST for domestic transaction fees and 3% plus GST for international translation fees.


CCAvenue is one of the top 5 online payment gateways founded in 2001, licensed by Indian financial institutions. They accept credit card, debit card, net banking and ATM card transactions. CCAvenue also provides a secure link between websites, institutions and banks in the transaction.

85% of e-commerce merchants in the country are powered by CCAvenue. CCAvenue has the capacity to process millions of transactions. It collects payments in 27 major foreign currencies and allows you to pay in whatever currency you are comfortable with.

It has a multilingual payment page offered in 18 major Indian and international languages ​​with easy customization. Likewise, it has intelligent dynamic routing, CCAvenue Checkout, card storage vault, purchasing card, shopping cart plugins, iframe integration, responsive payment, marketing tools, bill payments, smart analytics, dynamic event notification, live monitoring pro, fraud and risk identification. system and acknowledgment, quick activation and easy integration with a dedicated customer support team.


Cashfree is one of India’s online payment gateways where it helps people to transact money between customers and suppliers. It is used by over 50,000 companies for payment in India.

Cashfree supports instant refunds and is one of the leading API banking platforms in India

This leads companies to make money transactions with easy product integration.

Cashfree has also offered split payment solutions and it is integrated with different well known brands like Shopify, PayPal, amazon, google pay, ola money.

You can start with no money, signing up without money, uploading your business profile, choosing a product that interests you. And once your account is verified, you are ready to move on to the integration part.

Cashfree is a leading online payment service used by various brands and industries such as zomato, cred, puma, keto, oriental insurance.


Fintech, banking, investing, transactions and finance are all interrelated and we are all concerned about these things. Consuming content about it is the only way to get information and understand their things. You can’t get what you want, you will get what you are passionate about and what motivates you. So, keep visiting the blogs !!!



The opinions expressed above are those of the author.



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